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How to Avoid Workers’ Compensation Claims at Your Business

Workers’ compensation is a form of insurance that protects your workers if they are injured on the job. These types of insurance claims can often drive up your monthly premiums which can cost your business more money. To avoid climbing costs, you can take measures to avoid workers’ compensation claims.

Provide Protective Equipment

Your primary objective should be preventing injuries in the workplace. You can do this by providing your employees with the proper protective equipment. Protective equipment encompasses several types of wearable equipment that help to prevent injuries. The type you need will depend on what your business is and what risks are present. You might provide gloves, eye protection, helmets, respiratory masks, or full body PPE (personal protective equipment). Having this equipment and providing it to your employees can keep them safe and greatly reduce the risk of injuries at your business.

Create a Safe Environment

In addition to giving your employees the equipment they need to be protected, you can also make an effort to create a safe work environment for them. Again, the environment you create will depend on your business. For example, if you are working on road construction there are many hazards. Traffic barricades protect workers from vehicles on a busy road. They create a safe space for employees to work in. You can also create safe workspaces by putting up signs, installing reflective strips to indicate hazards, putting down non-slip mats, and so on. Consider the risks and hazards in your business and find ways to remove them or alert workers to them.

Provide Training

It’s important that you provide your employees with regular safety training. Usually, you provide training when an employee first begins work, but you should also have all employees repeat this training periodically. During safety training, you can point out common risks, hazards, or types of injuries, and instruct employees on how to avoid them. You can tell your employees how to properly wear protective equipment and also remind them of certain safety policies you have in place. By offering this training, you can ensure your workers know what they need to do in order to stay safe and you can reduce the risk of accidents and injuries.

In the end, your goal is to keep your workers safe. If they’re safe and protected, there’s less of a chance of injury and less of a chance of workers’ compensation claims being filed. Beyond that, you are also creating a better work experience for your employees.

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